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Whether or not you’ll be able to drive a golf cart on the street will depend upon: (1) the place the street is positioned; (2) what sort of street it’s; (3) how briskly you’re planning to drive; (4) your age; (5) whether or not you might have a sound driver’s license; and (6) whether or not the state you might be in requires insurance coverage on your golf cart.
When you might have been injured in an accident with a automotive or truck whereas driving a golf cart on the street in Michigan, an skilled automotive accident lawyer will help you. Folks injured in golf cart accidents can nonetheless get well No-Fault insurance coverage advantages and, relying on the solutions to the questions above, may additionally be entitled to ache and struggling compensation for his or her accidents if the cart was struck by a automotive.
To be taught extra a few doable settlement of your cart accident case and what your accidents could also be price, take a look at our Settlement Calculator.
Are you able to drive a golf cart on the street in Michigan?
You’ll be able to drive a golf cart on the street in Michigan in small communities which have allowed them. You’ll be able to’t drive them on roads with a pace restrict over 30 mph and might’t be pushed at greater than 15 mph. Drivers have to be no less than 16 years of age and have a driver’s license. No auto insurance coverage is required to function one.
Nevertheless, the small villages, cities and townships that permit golf carts to be pushed on their roads can legally nonetheless require that the carts and their drivers be “recorded on an inventory.” They’ll additionally require these carts to have sure security tools.
A “golf cart” is outlined as “a automobile designed for transportation whereas enjoying the sport of golf.” (MCL 257.657a(21))
To be taught extra, take a look at my video about driving golf carts on the street in Michigan:
Ache and struggling compensation after an accident whereas driving a golf cart on the street
In the event you have been injured by a automotive or truck whereas driving a golf cart on the street, you could possibly get well ache and struggling compensation from the at-fault driver who hit and the proprietor of the automobile – if they don’t seem to be the identical individual. You might also be capable to get well extra medical bills and extra misplaced wages.
Below Michigan legislation, you will want to have the ability to show that you just suffered a “severe impairment of physique operate” with a purpose to get well ache and struggling compensation. This is called the tort threshold harm requirement, which the No-Fault auto insurance coverage legislation requires all injured pedestrians to adjust to earlier than they’ll efficiently get well “noneconomic loss” damages.
Proof of a “severe impairment of physique operate” just isn’t required to get well extra medical bills and misplaced wages.
Compensation when you might have been injured in an accident whereas driving a golf cart on the street
Your compensation shall be drastically affected by how a lot legal responsibility insurance coverage protection the at-fault driver (and proprietor of his or her automobile) has out there. All Michigan drivers should have $250,000/$500,000 in legal responsibility insurance coverage protection. However they’ll “buy decrease limits” of $50,000 and $100,000. (MCL 500.3101(1); 500.3131(2); 500.3009(1)(a) and (b), (5))
The legal responsibility insurance coverage protection limits could also be greater if the at-fault driver was driving for Uber or Lyft, driving a truck or industrial automobile, and/or if she or he was an worker of a enterprise and performing inside the scope of his or her employment on the time of the accident.
No-Fault advantages after an accident whereas driving a golf cart on the street
You could possibly get well No-Fault advantages from the accountable auto insurance coverage firm after you might have been injured by a automotive or truck whereas driving one on the road in Michigan. These advantages will assist pay for medical bills, misplaced wages, medical mileage and transportation prices and family substitute providers.
No-Fault advantages are offered “with out regard to fault” so it doesn’t matter if you happen to have been at-fault in inflicting and/or contributing to the accident. (MCL 500.3105(2))
Paying for No-Fault advantages after an accident whereas driving a golf cart on the street
The way in which your auto insurance coverage firm can pay your No-Fault advantages after an accident shall be one of many following: (1) the insurance coverage firm that insures your individual automotive or truck; (2) the insurer on your partner’s or a resident relative’s automobile; or (3) the Michigan Assigned Claims Plan. (MCL 500.3114(1); 500.3115)
Are you able to drive a golf cart on the street in Michigan with out No-Fault automotive insurance coverage?
You’ll be able to in Michigan with out No-Fault automotive insurance coverage as a result of they don’t seem to be thought-about a “motorized vehicle.” Below Michigan’s No-Fault legislation, auto insurance coverage is barely required if you’re working a “motorized vehicle.” The legislation excludes these carts from that definition. (MCL 500.3101(3)(i)(v))
Are you able to drive a golf cart on the street in Michigan with out registration?
You’ll be able to drive a golf cart on the street in Michigan with out registering the cart with the Secretary of State – no less than not for functions of the necessities of Michigan’s No-Fault auto insurance coverage legislation. (MCL 257.657a(20))
The legislation states that: “A golf cart operated on a avenue of a village, metropolis, or township beneath this part just isn’t required to be registered beneath this act for functions of part 3101 of the insurance coverage code of 1956, 1956 PA 218, MCL 500.3101.”
What’s the Michigan golf cart legislation?
The Michigan golf cart legislation explains that these carts are allowed solely in some small communities and on sure roads with posted pace limits beneath 35 mph. They can’t go greater than 15 mph and have to be pushed by licensed drivers.
Listed here are the Michigan golf cart legal guidelines in additional element:
- Villages, cities and townships with lower than 30,000 residents could by decision permit the operation of those carts on the streets of that village, metropolis or township. (MCL 257.657a(1))
- If a village, metropolis or township permits them to be pushed on its streets, then the village, metropolis or township “could require these carts and the operators of these carts to be recorded on an inventory maintained by that village, metropolis, or township.” (MCL 257.657a(2))
- An individual shall not function one on any avenue except she or he is no less than 16 years outdated and is licensed to function a motorized vehicle. (MCL 257.657a(5))
- The operator shall adjust to the sign necessities of part 648 that apply to the operation of a automobile. (MCL 257.657a(6)) If they don’t seem to be geared up with electrical flip alerts and brake lights, then proper and left turns in addition to decreases in pace and full stops have to be signaled by the motive force utilizing his or her left hand and arm. (MCL 257.648(2) and (3))
- Usually, an individual is prohibited from driving them on a state trunk line freeway, besides to temporary cross it whereas driving the working one on a avenue of a village, metropolis, or township. (MCL 257.657a(8)) Though the Michigan Division of Transportation could permit them to be pushed on state trunk line highways beneath sure, restricted circumstances, they’re by no means permitted to drive on a state trunk line freeway that can be “an interstate freeway.” (MCL 257.657a(9) and (10))
- If “a usable and designated path for golf carts is offered adjoining to a freeway or avenue,” then golf carts may be required to be pushed on the “path for golf carts” as a substitute of the street. (MCL 257.657a(12))
- They’re prohibited from “move[ing] between traces of site visitors” or lane-splitting. (MCL 257.657a(13))
- They can’t be pushed at a pace that exceeds 15 mph. (MCL 257.657a(15))
- They can’t be pushed on “a state trunk line freeway or a freeway or avenue with a pace restrict of greater than 30 miles per hour besides to cross that state trunk line freeway or freeway or avenue.” (MCL 257.657a(15))
- They can’t be pushed at evening, i.e., “from 1/2 hour earlier than sundown to 1/2 hour after dawn.” (MCL 257.657a(16))
Are you able to drive a golf cart on the street in Michigan even when it doesn’t have security tools?
The Michigan golf cart legal guidelines don’t require that they carry any particular security tools. However the communities that allow them on their roads are empowered to impose the “automobile security necessities” that usually solely apply to low-speed automobiles. (MCL 257.657a(21)(a-k))
The protection tools that communities could require these carts to take care of embrace:
- Headlamps
- Rear lights
- Cease lamps
- Flip alerts
- Pink reflectors on the edges and rear of the cart
- Mirrors (exterior and inside)
- Brakes
- Horn
- Windshield
- Security belts
- Crash helmets
What’s the Michigan gradual transferring automobile legislation?
Michigan legislation offers {that a} slow-moving automobile shall not be pushed at greater than 20 mph. (MCL 257.703) The legislation suggests {that a} “slow-moving automobile” is an “implement of husbandry” which is “a automobile or trailer” used for “agricultural, horticultural, or livestock operations.” (MCL 257.684a(2)(a); 257.21)
Need assistance? Name the auto accident attorneys at Michigan Auto Regulation
In the event you have been injured in a golf cart accident with a automotive or truck and also you want to converse with an skilled lawyer, name toll free anytime 24/7 at (248) 353-7575 for a free session with certainly one of our attorneys. You can too get assist by visiting our contact web page or you should use the chat function on our web site.
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