[ad_1]
What if we now not needed to examine between comparability websites and blogs simply to get the very best deal?
Each time I apply for a brand new bank card or want to purchase insurance coverage on-line, I often make an effort to buy round first for provides to verify I all the time get the very best deal.
- Bank card functions: money or freebie(s), or each.
- Insurance coverage buy: lowest premiums
As we all know, the banks and insurers do change their provides or quotes every so often, which is why it may very well be value the additional minutes looking on-line to seek out the very best deal (or lowest premiums) earlier than you apply or buy. The very best deal may generally come from the supplier themselves, or one in all their intermediaries reminiscent of an affiliate companion or a comparability web site.
More often than not, my search virtually all the time leads me again to SingSaver, which has been my go-to anyway since they first launched in 2015. Over time, I’ve managed to snag a few of their superior offers, together with $350 money and a free Apple iPad, and I’ve continued sharing this tip to my buddies who aren’t conscious of it.
However are they all the time the very best? What if we may skip time spent evaluating and easily go to a single web site the place we might be assured of the very best offers?
Nicely, that’s what SingSaver desires you to do, which is why they’ve launched their Greatest Deal Assure marketing campaign.
You learn that proper, SingSaver goes one step additional to assure Singapore residents that we are going to all the time discover the finest deal on SingSaver.
Proper now, that is for any new bank card sign-up or insurance coverage buy (journey / automobile / home helper / house insurance coverage) that you just make on-line. And do you have to one way or the other handle to discover a higher provide or quote elsewhere, then SingSaver is promising to refund you with at the very least double the worth distinction (capped at S$300) in vouchers.
| Provide / Value distinction | Voucher present from SingSaver |
| S$0.01 – S$4.99 | S$10 |
| S$5.00 – S$9.99 | S$20 |
| S$10 – S$19.99 | S$40 |
| S$20 – S$49.99 | S$100 |
| S$50 – S$99.99 | S$200 |
| > S$100 | S$300 |
For instance, because of this in case you’re capable of finding a greater provide that’s value S$120 greater than the deal you bought on SingSaver, then not solely will you get your current present, however SingSaver may even provide you with S$300 of money vouchers (e.g. Seize vouchers) to make up for the distinction.
Shiok.
SingSaver Greatest Deal Assure – How does it work?
SingSaver’s Greatest Deal Assure guarantees you the very best deal solely with SingSaver, and in case you discover a higher provide elsewhere, merely submit a declare and be rewarded with double the distinction.
That is meant to present you a peace of thoughts that so long as you apply via SingSaver , you might be reassured that you just’re getting the very best deal. And may that not be the case , SingSaver will assure that you just get that refunded anyway – one thing that no different supplier will give (you’ll simply should dwell with the remorse of getting utilized via the improper channel).
The marketing campaign runs from now till 30 November 2023 and covers bank cards from CIMB, HSBC, Maybank, OCBC and StanChart, along with chosen insurance coverage insurance policies.
The full listing of eligible merchandise might be discovered right here.
The marketing campaign mechanics are fairly simple:
- Get the very best deal whenever you join a brand new bank card or buy journey, automobile, home helper or house insurance coverage through SingSaver.
- In the event you discover a like-for-like provide or a worth quote that beats SingSaver’s, you’ll get rewarded for as much as 2X the distinction. Word: the provide or quote must be discovered inside 3 days, with the identical monetary supplier and for a similar product that you’ve got utilized for.
- Ship proof of the higher provide, alongside together with your proof of buy or utility with SingSaver through this manner right here.
SingSaver will assess your declare and supply a choice inside 10 working days through e-mail. In case your declare is profitable, you’ll obtain Seize vouchers to make up for the distinction by at the very least 2X, aimed to present you a whole peace of thoughts that you just’ll positively be getting the very best deal on SingSaver it doesn’t matter what.
Word that the Seize vouchers will solely be paid out inside 16 weeks after the marketing campaign ends on 30 November 2023. The rationale for the wait is as a result of SingSaver wants to find out your eligibility for the provide in query, which in flip depends on when the monetary establishment supplies the report.
In the event you fail to fulfill the precise eligibility standards to your rewards with the monetary establishment, you received’t be entitled to the Seize vouchers both. So as an example, you possibly can’t put in a declare for a new-to-bank provide whenever you’re in truth an current buyer; neither can you place in a declare for a free present in case you didn’t meet the minimal spend standards required.
The complete Phrases and Circumstances for the Greatest Deal Assure marketing campaign might be discovered right here.
The marketing campaign needs to be an excellent one for each SingSaver and Singapore residents generally, since this protects you all the effort from having to do your personal comparisons to be able to discover the very best deal on the market. Now you can have a peace of thoughts that you’ll all the time be getting the very best cope with SingSaver, assured.
However as loyal readers would know, I’m all the time skeptical each time any model says they’re the “finest”. What’s extra, you guys know I’m fairly expert with regards to comparisons, so I made a decision to place it to the take a look at and discover out!
Experiment 1: Bank card sign-up – PASS
I searched on-line for varied sign-up provides for the Normal Chartered Journey Credit score Card, and the very best I discovered was through SingSaver, which is at present giving a S$140 money through PayNow upon card approval for brand spanking new cardholders. In distinction, the financial institution’s personal web site and MoneySmart didn’t have any further perks past the financial institution’s welcome 45,000 miles promotion (S$3,000 min. spend with annual payment fee, inside first 2 months).
Experiment 2: Home helper insurance coverage – PASS
Since our helper’s work allow will likely be due for renewal quickly, I made a decision to take a look at premiums for a 26-month plan for renewal helpers, and for the aim of this comparability, centered on the most affordable plan amongst every of the insurers’ choices.
Because it turned out, going direct to the insurer’s web site didn’t essentially get me a greater quote. The premiums have been the identical, except AIG the place my quote ended up being greater than after I went via SingSaver, however in return, I’d get a $50 grocery voucher and a free helper medical screening (which may solely be utilized at 4 clinics in Singapore).
Are the freebies well worth the $155 distinction? That’s debatable.
| MSIG MaidPlus (Normal) |
FWD Maid Insurance coverage (Important) |
TIQ Maid Insurance coverage (Plan A) | AIG Home Helper Insurance coverage (Basic) | |
| Provide through insurer | $434.97 (25% off) |
$599.76 (15% off) |
$486.13 (34% off with MAID34) | $1714.22 and S$50 DairyFarm voucher and free home helper medical screening |
| Premium through SingSaver | $434.97 (25% off) |
$599.76 (15% off) |
$486.13 (34% off with TIQSINGSAVER) | $1558.40 |
| SingSaver further provide | S$30 e-vouchers and S$25 PayNow (as much as S$45 for greater plans) | – | – | S$70 PayNow |
| Legitimate till | 11 Nov | 11 Nov | 30 Nov | 31 Oct |
Going via SingSaver to get a further S$25 (for MSIG) or S$70 money (for AIG) through PayNow is certainly the very best deal in case you requested me, palms down.
Okay, so the outcomes of my experiments communicate for itself. In the event you’re eager, you possibly can duplicate the identical for the opposite merchandise (20 bank cards and 23 insurance coverage insurance policies) within the marketing campaign.
I is perhaps a bit biased as a result of we’ve virtually all the time utilized via SingSaver (except DBS playing cards since these don’t get any extras) however this Greatest Deal Assure positively lends extra assurance that we’ve, and can all the time be getting, the Greatest Deal on SingSaver.
Will the BEST deal all the time be on SingSaver?
Savvy customers would in all probability know by now that monetary establishments don’t all the time go direct to customers, however usually work with intermediaries – reminiscent of associates (together with content material creators), brokers, brokers, companions or sponsors. The promotions change every so often, and whereas individuals usually suppose that going on to the FI would give them the very best deal (since there aren’t any middleman charges to be paid), actuality has proven that that is usually not the case.
However, SingSaver has made it their mission to all the time present the very best finance offers to their customers, and is now cementing that additional with their Greatest Deal Assure marketing campaign to vow Singapore residents that you’ll all the time discover the higher deal on SingSaver.
And in case you don’t? Nicely, then SingSaver will make it as much as you by greater than doubling the distinction throughout this era and reward you with the equal money vouchers.
Whereas this can be a pilot marketing campaign, it stays to be seen if SingSaver will lengthen this as a extra everlasting function amongst their choices.
When that occurs, we will formally say goodbye to the times of evaluating elsewhere…and simply go to SingSaver for all our wants.
Sponsored Message SingSaver’s Greatest Deal Assure guarantees that prospects can count on the very best provides and lowest premiums when making use of for playing cards or insurance coverage insurance policies through SingSaver. If a greater deal is discovered elsewhere, SingSaver will reward you with Seize vouchers to make up the distinction. T&Cs apply. What’s extra, don’t neglect that SingSaver can be concurrently operating their 101 Milestone Giveaway marketing campaign, with a prize pool of as much as S$200,000 on prime of the standard welcome provides and sign-up presents! All candidates for eligible merchandise are mechanically entered so there’s no additional motion wanted from you.
Disclaimer: This text is sponsored and written in collaboration with SingSaver. All opinions are that of my very own, together with the alternatives for the experiments.
[ad_2]
