How To Cancel Spot Pet Insurance coverage

In case you’re enthusiastic about canceling your Spot Pet Insurance coverage coverage, we encourage you to see our tips about the components you’ll wish to take into account earlier than making a agency choice. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nonetheless, if you happen to’ve already determined to cancel for no matter cause, we provide you with contact data and tips about how one can cancel your Spot coverage.

Learn Our Full Spot Pet Insurance coverage Overview

Spot Pet Insurance coverage Cancellation Coverage

Beneath is Spot Pet Insurance coverage’s official cancellation coverage:

You will need to contact us through e-mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You may ship written notification by e-mail, fax or by mail. We’ll refund any premium that you’ve already paid for any interval after your final date of protection.

How To Cancel Spot Pet Insurance coverage

Not like another pet insurance coverage suppliers, Spot doesn’t have a useful on-line cancellation kind you possibly can fill out and submit. However they do provide you with a number of choices to terminate your coverage.

Name To Cancel

In case you’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is accessible by telephone Monday by means of Friday from 8am to 8pm EST. You’ll want to have your coverage quantity useful.

When you’re related with a consultant on the telephone, you possibly can ask any questions on canceling your coverage. If they are saying they will terminate your coverage over the telephone, then you possibly can proceed if you happen to’d like. Nonetheless, they might request written affirmation. If they will cancel by telephone, we advocate asking them to e-mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you unintentionally be billed after canceling.

Electronic mail Or Mail To Cancel

Spot additionally provides you two written choices for canceling.

You may ship your request by e-mail at [email protected].

You may as well ship it through snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.

In case you’d choose to deal with your coverage termination in writing, we advocate doing so through e-mail. That method, you possibly can ask questions and obtain a fast affirmation of cancellation in writing.

Points To Take into account Earlier than Canceling Your Coverage

You’ll wish to maintain a number of vital issues in thoughts earlier than terminating your coverage.

Different Insurers Will Exclude Pre-Present Situations

It’s important to know that any situations your pet was recognized with earlier than or throughout the time your canine was enrolled in Spot’s pet insurance coverage will probably be excluded from protection by any new insurance coverage supplier.

This may be extraordinarily problematic in case your pup was recognized with and handled for a persistent situation, equivalent to arthritis, diabetes, most cancers, or allergic reactions, throughout your Spot coverage protection. Will you be capable to cowl these veterinary bills your self? It might be sensible to calculate your canine’s ongoing medical prices for a yr to find out if you happen to can afford them.

Your Pet’s Age

Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nonetheless, if you happen to cancel your coverage and have an aged pet, you might not be capable to discover a new pet insurance coverage coverage that meets your finances and desires. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits differ by supplier).

Sicknesses & Accidents Can Happen Anytime

It’s possible you’ll be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember the fact that accidents and well being situations can come up whenever you least count on them. Even if you happen to plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in. So it could be sensible to overlap them throughout this time to ensure your pet is just not topic to any ready period-related protection gaps.

Incessantly Requested Questions

Can I Get My Cash Again From Spot?

Sure, any pro-rated cash you have got paid upfront for protection will probably be refunded after your coverage is terminated, as long as you don’t have any excellent claims.

Can I Cancel Spot At Any Time?

Sure, you possibly can cancel your Spot pet insurance coverage coverage at any time. Nonetheless, when you have an excellent declare, it might be sensible to attend till it has been settled and any cash as a consequence of you has been obtained.

What Is Spot’s Finest’s 30-Day Cash-Again Assure?

You may cancel your coverage for any cause inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. In case you submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure is just not obtainable in Maine or New York.

What Occurs To Pet Insurance coverage When A Pet Dies?

In case you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. It’s evident that you just cared immensely on your pet by insuring them to start with, and the bond you shared is unbreakable. We hope yow will discover consolation within the reminiscences you made collectively.

Relating to your query, after your pet dies, it’s best to contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable to file any closing claims.

How To Discover A New Pet Insurance coverage Firm

In case you’d nonetheless wish to insure your pet however weren’t happy with Spot, you should definitely learn our pet insurance coverage critiques to see which pet insurance coverage corporations we advocate most extremely. Moreover, you may get quotes from most of the prime pet insurance coverage corporations by filling out the quote kind above.

We advise doing all your analysis and getting quotes earlier than you cancel your present coverage. This method can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry mates is an effective way to guard your pockets and ensure your pets get the required well being care they want.

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