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Right here at Now Journey Insurance coverage, ensuring our prospects have the correct cowl is actually essential to us, particularly for these dwelling with medical circumstances! And though we do supply cowl for a lot of pre-existing medical circumstances, if for any cause we will’t cowl your specific circumstance, we are going to level you within the course of the Cash and Pensions Service (MaPs) listing.
Concerning the MaPS Listing
MaPS is a free and neutral cash recommendation service arrange by the Authorities. The MaPS listing has been established to help travellers which can be having bother acquiring cowl resulting from their pre-existing medical circumstances. The intention being, to cut back the quantity of people that face a alternative of not travelling or threat having to pay important prices, together with medical payments overseas.
Giving You Choices
Our intention is to offer worth for cash and the place we’re in a position to supply a quote to incorporate cowl for medical circumstances, we try to achieve this at a aggressive value. Nonetheless, we are going to signpost you to the MaPs listing ought to any of the next apply:
- If the extra premium to incorporate cowl in your medical circumstances exceeds £100 excluding Insurance coverage Premium Tax (IPT)
- We’re unable to supply a quote due to your pre-existing medical circumstances
- Cowl is obtainable however with exclusions referring to your pre-existing medical circumstances
Our Quote Course of
With impact from 26th April 2021, prospects can entry the MaPS listing at sure factors of our on-line citation journey as detailed under.
When a quote is obtainable
The next message will likely be displayed ought to your medical situation(s) generate a further medical premium of over £100 excluding IPT, or if exclusions referring to declared medical circumstances apply:
“Various Cowl for Severe Medical Circumstances
The Cash and Pensions Service have launched a listing of specialist journey insurance coverage suppliers who additionally present cowl for these with severe medical circumstances.
You’ll find out extra by visiting their web site or by calling 0800 138 7777.”
When a quote is declined
If we’re unable to offer a quote, we are going to signpost to our associate firm that caters for senior travellers and people with extra severe medical circumstances, in addition to the MaPS listing. The next message will seem:
“Sorry, we’re unable to offer cowl
This could possibly be as a result of quantity and/or kind of medical circumstances which have been declared.
To acquire another quote that meets your necessities please go to our journey insurance coverage associate right here.
Alternatively, the Cash and Pensions Service have launched a listing of specialist journey insurance coverage suppliers who additionally present cowl for these with severe medical circumstances.
You’ll find out extra by visiting their web site or by calling 0800 138 7777.”
Accessing the MaPS Listing
If you happen to want to instantly entry the complete record of collaborating journey Insurance coverage manufacturers featured on MaPS , you are able to do so within the following methods:
Cellphone: 0800 138 7777, Monday – Friday 8am to 6pm
On-line: https://traveldirectory.moneyadviceservice.org.uk/en/listings
By E-mail: [email protected]
Watch this fast explainer video by MaPS to seek out out extra about their listing service:
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