Retaining Spring Breakers Secure and Safe

Recommendation from the US Journey Insurance coverage Affiliation. Reshared with permission.

As spring approaches, college students throughout the nation are gearing up for a much-needed break from their research. Whereas spring break generally is a time of pleasure and enjoyable, it may also be demanding if issues do not go in response to plan. With the continuing COVID-19 pandemic and different unexpected circumstances that may disrupt journey plans, The US Journey Insurance coverage Affiliation (UStiA) advises vacationers to guard their investments with a journey safety plan.

Whether or not you are planning a highway journey, a seashore trip, or a global journey, journey safety may help provide you with peace of thoughts, realizing you are coated if one thing sudden occurs. A journey safety plan may help cowl the prices of journey cancellation or interruption, emergency medical bills, misplaced or stolen baggage, and extra. Listed below are just a few situations that may occur throughout spring break and the way journey safety may help:

Situation 1: You’re planning a seashore getaway however get the flu earlier than your trip even begins. With journey safety, you could be reimbursed for non-refundable parts of your journey.

Situation 2: You are on a ski journey and injure your self on the slopes. With journey safety, you’ll be able to obtain protection for medical bills, emergency medical evacuation, and journey interruption if you should return house early.

Situation 3: You are touring internationally, and your passport is stolen. With journey safety, you’ll be able to obtain protection for emergency passport substitute, in addition to protection for bills associated to the theft.

Whereas spring break generally is a time of pleasure and enjoyable, it may also be demanding if issues do not go in response to plan. With the continuing COVID-19 pandemic and different unexpected circumstances that may disrupt journey plans, The US Journey Insurance coverage Affiliation (UStiA) advises vacationers to guard their investments with a journey safety plan.

Along with buying journey safety, there are different steps mother and father and youngsters can take to remain protected throughout spring break:

1. Analysis your vacation spot. Test for journey advisories and different necessary info earlier than you go.
2. Observe social distancing if Covid-19 is a risk in your vacation spot. Put on a masks and preserve a distance of no less than six ft from others.
3. Keep hydrated. Drink loads of water and keep away from extreme alcohol consumption.
4. Use sunscreen. Defend your pores and skin from the solar’s dangerous rays.
5. Keep conscious of your environment. Be conscious of your environment and take precautions to maintain your self and your belongings protected.

“Spring break is a time for enjoyable and journey, however it’s necessary to plan for the sudden,” mentioned Susan Silfen, President, UStiA . “Journey safety can present peace of thoughts and monetary safety for vacationers within the occasion of unexpected circumstances.”

UStiA recommends that vacationers rigorously assessment the coverage and guarantee they perceive precisely what is roofed when buying touring insurance coverage. There are various totally different safety plans, so the UStiA urges customers to match advantages and pricing to discover a plan most fitted for his or her particular person journey wants. 

Vacationers ought to all the time:

• Evaluation coverage. Earlier than leaving in your journey you’ll want to assessment your coverage and perceive precisely what it covers. At all times carry your coverage quantity and the 24-hour hotline quantity with you throughout your journey.
• Maintain all data. Receipts from journey preparations, resembling airline flights or resort lodging, are required when submitting your insurance coverage declare.
• Receive medical proof. Should you turn into sick earlier than or throughout a visit you’ll need a physician’s assertion claiming that you weren’t match to journey or medical data to substantiate your declare.

About The US Journey Insurance coverage Affiliation (UStiA)

UStiA is a nonprofit affiliation of insurance coverage carriers and allied companies concerned within the growth, administration, and advertising of journey insurance coverage and help providers. UStiA promotes equity, integrity, and a dedication to excellence within the journey insurance coverage business, with a mission to coach the general public on journey insurance coverage whereas sustaining excessive business requirements. For extra info on UStiA and journey insurance coverage, go to www.ustia.org.